The cost of getting your own money is higher than ever.
The latest survey by Bankrate.com shows the average fee to use an ATM outside your own bank's network is a record four dollars and 69 cents. In the nation's 25 largest metropolitan areas, the fees are even higher.
In Pittsburgh, New York City, Washington, Cleveland and Atlanta out-of-network fees are more than five dollars. Bankrate says if you plan ahead and check your smartphone for free ATM withdrawals, you can save yourself some money and irritation when you're traveling.